Current Process

Enhanced Process

If an organisation’s final disbursement amount for the period is negative, no disbursement is made for that period.


The negative amount is not carried forward or reconciled in future periods.


The disbursement service will now look back at all previous delayed disbursements for each organisation.


All delayed amounts will be continuously tallied with the current period.


If the combined tally is positive → the disbursement is disbursed.


If the combined tally is negative → no disbursement occurs, even if the current period alone is positive.

When a transaction cannot be disbursed because the final amount is negative, it still ends up in one of only two statuses: To Be Disbursed or To Be Netted


There is no separate status to show that a transaction was attempted but delayed due to insufficient organisation funds.


This makes it unclear for Admin, who may follow up on these items thinking they were missed.


Two new statuses are introduced to clearly show when a transaction is delayed due to the organisation having a negative tally: Disbursement Delayed or Net‑Off Delayed


The transaction stays in the delayed status until a future period where the tally becomes positive.


When the system can finally disburse it out, the status is updated to Disbursed or Netted, and the settlement date is the period in which it is finally processed.